Zaba snizuje kamatu na stambene kredite u švicarskim francima

Ovo u najmanju ruku nije fer (da ne velim diskriminurajuće) prema svima nama koji imamo kredit u zabi, ali nam je plaća u nekoj drugoj banci. Pitam se zbog čega ZABA, kad je dizala kamate, nije i onda to učinila samo za svoje klijente?

Nešto tu smrdi. Imam dva ista kredita jedan ZABA drugi ..ne smijem reći da se ne pokvare, isti dan, ista cifra, ista valuta ZABA klijent i nemam povoljnije uvjete.Dapače u ovoj dtugoj mi je rata manja. Živi bili pa vidjeli!

šta je sa auto kreditima oče i tamo lihvari snizit kamate porasla mi rata 100eura ....

Dstima31, ako ti je rata za auto narasla 100 eura, to znači da tvoj auto i nije baš prosječni auto, što znači i da tvoja plaća i nije baš prosječna plaća... Krov nad glavom je potreba svakog čovjeka, isto kaoao i automobil. No, luksuzni automobil nije potreba, već luksuz, pa...

Žalosno je što bi sada svi kao trebali biti jako sretni zbog ove vijesti. Zaba je toliko bezobrazno dignula početne kamatne stope na kredite u CHF sa 4,5% do čak 6,1%, ako me sjećanje ne vara. Ima tu još puno prostora za pad kamata, ali naravno, banka pohlepno trpa novac u svoj džep.

Žalosno je što ljudi ne shvaćaju da se krediti dižu za pokretanje ili unaprijeđivanje biznisa, a ne za ispunjavanje mladenačkih snova... Automobil koji vozite ne mora biti novi i luksuzni, stan u kojem živite možete iznajmiti, a ne kupovati uz pomoć kredita... I, život će vam biti ugodniji - samo da pobijedite svoj ego...

Kamata od 2 % bila bi kršćanska sve iznad 2% je lihvarstvo Lihvar je nametnik, krpelj Lihvar vam sjedne za vrat i siše vam krv sve dok ima krvi u vama Država je ta koja ima ključ visine kamatne stopeope ali država ide na ruku stranim nametnicima a ne vlastitom narodu, žalosno i sramotno !!!!!

@ CCCC Ne može država kontrolirati kamatne stope privatnih banaka. Nije ovo komunizam. . A to da je kamata iznad 2% nemoralna... zato su se u srednjem vijeku samo Židovi bavili bankarstvom. Crkva je rekla da ionako idu u pakao, pa mogu slobodno biti lihvari.

Obožavam kad mi netko dijeli savjete za što se dižu krediti. Čista demagogija. Neželim stari auto da dam više na popravak nego za ratu kredita, ne želim imati posla sa lihvarima koji me ucjenjuju za smrdljivu rupu koju nazivaju stanom,, Hoću pristojan dom da ne kažem kućicu u cvijeću gdje sam svoj gazda .. da ne nabrajam sve što želim. Nije to luksuz stvoriti pristojne uvjete za život. Nemam plaću za kupiti kuću ali mogu dići kredit i odrediti neke srvari.u životu.A za što onda služe banke?!?! Čemu se onda naša država zadužuje. Savjetodavcima preporučam da se obrate Ministarstvu financija neka im dijeli lekcije zašto se zadužuju. Svašta.

----->Svantevid Nemoj mi samo prićat o komunizmu jer sam komunizam proživio u jednom od njegovih najgorih oblika ali država ipak ima ingerenciju kontrolirati visinu kamatnih stopa svih banaka pa tako i privatnih.

Marinko1, nisam govorio o starom autu, već o pristojnom autu. Govorio sam o onima što voze Audi ili BMW, Golf ili Passat, uglavnom, o onima koji voze auto radi kojeg otkidaju sebi iz usta... Takvih je puna država, ali bitnono je da ljudi vide što oni voze... O njima pričam. Ako si se i ti našao među njima, ja ti ne mogu pomoći... Kućica u cvijeću, dokle god je pod kreditom, nije tvoja već bankina... A to i nije baš romantično, zar ne? Cijeli sustav je krivo postavljen, i to je najveći problem...

Ljudi, pamet u glavu !!!! Banka će vam sve dat, ili bolje rečeno , banka će sve od sebe dat, da vam SVE uzme Današnje bankarstvo je legalizirani banditizam jer se dopušta da se ljudi zadužuju iznad svoje kreditne sposobnostinosti i to ciljano, da vam ovrhom dođu do Vaše imovine, čija je vrijednost pu pravilu i po nekoliko puta veća od kredita koji ste u banci uzeli Bankarstvo jeORGANIZIRANI KRIMINAL blagoslovljen od države Tu ne mislim samo na Hrvatsku, već GLOBALNO

@ CCCC Je, je... preživio si komunizam, pa ga sada zazivaš. Država nema ovlasti miješati se u rad privatnih institucija, kao što nema ni ovlasti određivati cijenu kruha pekarima. . Tek ako se dokaže da su banke/mobilni operateri/pekari dogovarali umjetno napuhane cijene svojih usluga, tek se onda može lupati atimonopolskim akcijama. . Ne da mi se sviđa što banke imaju visoke kamate - i sam imam stambeni kredit - ali ako ćemo zazivati komunizam čim nam kapitalizam postane pretežak, onda smo si mogli uštedjeti muke iz razdoblja 1991-1995.

aNtimonopolskim...

------->Svantevid Mi ovdje prićamo o bankarstvu kao kategoriji legalizirane otimačine a o društvenim uređenjima samo toliko: Do sada društvenog uređenja po mjeri čovjeka nije bilo niti je socijalizam bio dobar ( da je bio dobar nebi propao) niti je dobar kapitalizam a pogotovo nije dobro ovo polufeudalno uređenje koje danas vlada u Hrvatskoj MI se od 91-ve do 95-te nismo borili za OVO što nam se danas nemetulo

Stvarno su se pretrgli pa kako je moguće da toliko skidaju kamatu? Hajde mladi trčite po kredite ? Kamata od 5,5% na svaki dugoročni kredit je previsoka (izuzev ako se možda radi o pokretanju nove proizvodnje), a kad je jošjoš vezana deviznom klauzulom onda je to zaista ogromon teret. Neka oni plasiraju novac po takvim kondicijama negdje u EU i tako tvrde (lažno) da su tamo plasmani sigurniji...

Taj mladic onda plati ukupno 114268 €. koliko se to isplati mora svatko za sebe izracunati. ovaj programcic koji koriste banke je sigurno dobar prirucnik. Ako zakonodavstvo nije donijelo zakon protiv loseg savjetovanja onda je vrijeme za to doslo. Annuitätendarlehen nominal: 70.000,00 EUR Bearbeitungsgebühr z.L. Girokto. 0,00 EUR Kontoführungsgebühr pro Abschluß: 0,00 EUR Zinssatz: 5,500 % Zinsfestschreibung: bis 01.10.2030 Zinsbuchung monatlich ab 01.11.2010 Auszahlung am 01.10.2010 Rate: 476,12 EURmonatlich ab 01.11.2010 Berechnungszeitraum: vom 01.10.2010 bis 01.10.2030 (= 20 Jahre ) Datum Text Betrag Rate Zins KFG Saldo 01.10.2010 Auszahlung 70.000,00 --- --- --- 70.000,00 01.11.2010 Rate 476,12 476,12 --- --- 69.523,88 01.11.2010 Zins 320,83 --- 320,83 --- 69.844,71 01.12.2010 Rate 476,12 476,12 --- --- 69.368,59 01.12.2010 Zins 320,12 --- 320,12 --- 69.688,71 01.01.2011 Rate 476,12 476,12 --- --- 69.212,59 01.01.2011 Zins 319,41 --- 319,41 --- 69.532,00 01.02.2011 Rate 476,12 476,12 --- --- 69.055,88 01.02.2011 Zins 318,69 --- 318,69 --- 69.374,57 01.03.2011 Rate 476,12 476,12 --- --- 68.898,45 01.03.2011 Zins 317,97 --- 317,97 --- 69.216,42 01.04.2011 Rate 476,12 476,12 --- --- 68.740,30 01.04.2011 Zins 317,24 --- 317,24 --- 69.057,54 01.05.2011 Rate 476,12 476,12 --- --- 68.581,42 01.05.2011 Zins 316,51 --- 316,51 --- 68.897,93 01.06.2011 Rate 476,12 476,12 --- --- 68.421,81 01.06.2011 Zins 315,78 --- 315,78 --- 68.737,59 01.07.2011 Rate 476,12 476,12 --- --- 68.261,47 01.07.2011 Zins 315,05 --- 315,05 --- 68.576,52 01.08.2011 Rate 476,12 476,12 --- --- 68.100,40 01.08.2011 Zins 314,31 --- 314,31 --- 68.414,71 01.09.2011 Rate 476,12 476,12 --- --- 67.938,59 01.09.2011 Zins 313,57 --- 313,57 --- 68.252,16 01.10.2011 Rate 476,12 476,12 --- --- 67.776,04 01.10.2011 Zins 312,82 --- 312,82 --- 68.088,86 01.11.2011 Rate 476,12 476,12 --- --- 67.612,74 01.11.2011 Zins 312,07 --- 312,07 --- 67.924,81 01.12.2011 Rate 476,12 476,12 --- --- 67.448,69 01.12.2011 Zins 311,32 --- 311,32 --- 67.760,01 01.01.2012 Rate 476,12 476,12 --- --- 67.283,89 01.01.2012 Zins 310,57 --- 310,57 --- 67.594,46 01.02.2012 Rate 476,12 476,12 --- --- 67.118,34 01.02.2012 Zins 309,81 --- 309,81 --- 67.428,15 01.03.2012 Rate 476,12 476,12 --- --- 66.952,03 01.03.2012 Zins 309,05 --- 309,05 --- 67.261,08 01.04.2012 Rate 476,12 476,12 --- --- 66.784,96 01.04.2012 Zins 308,28 --- 308,28 --- 67.093,24 01.05.2012 Rate 476,12 476,12 --- --- 66.617,12 01.05.2012 Zins 307,51 --- 307,51 --- 66.924,63 01.06.2012 Rate 476,12 476,12 --- --- 66.448,51 01.06.2012 Zins 306,74 --- 306,74 --- 66.755,25 01.07.2012 Rate 476,12 476,12 --- --- 66.279,13 01.07.2012 Zins 305,96 --- 305,96 --- 66.585,09 01.08.2012 Rate 476,12 476,12 --- --- 66.108,97 01.08.2012 Zins 305,18 --- 305,18 --- 66.414,15 01.09.2012 Rate 476,12 476,12 --- --- 65.938,03 01.09.2012 Zins 304,40 --- 304,40 --- 66.242,43 01.10.2012 Rate 476,12 476,12 --- --- 65.766,31 01.10.2012 Zins 303,61 --- 303,61 --- 66.069,92 01.11.2012 Rate 476,12 476,12 --- --- 65.593,80 01.11.2012 Zins 302,82 --- 302,82 --- 65.896,62 01.12.2012 Rate 476,12 476,12 --- --- 65.420,50 01.12.2012 Zins 302,03 --- 302,03 --- 65.722,53 01.01.2013 Rate 476,12 476,12 --- --- 65.246,41 01.01.2013 Zins 301,23 --- 301,23 --- 65.547,64 01.02.2013 Rate 476,12 476,12 --- --- 65.071,52 01.02.2013 Zins 300,43 --- 300,43 --- 65.371,95 01.03.2013 Rate 476,12 476,12 --- --- 64.895,83 01.03.2013 Zins 299,62 --- 299,62 --- 65.195,45 01.04.2013 Rate 476,12 476,12 --- --- 64.719,33 01.04.2013 Zins 298,81 --- 298,81 --- 65.018,14 01.05.2013 Rate 476,12 476,12 --- --- 64.542,02 01.05.2013 Zins 298,00 --- 298,00 --- 64.840,02 01.06.2013 Rate 476,12 476,12 --- --- 64.363,90 01.06.2013 Zins 297,18 --- 297,18 --- 64.661,08 01.07.2013 Rate 476,12 476,12 --- --- 64.184,96 01.07.2013 Zins 296,36 --- 296,36 --- 64.481,32 01.08.2013 Rate 476,12 476,12 --- --- 64.005,20 01.08.2013 Zins 295,54 --- 295,54 --- 64.300,74 01.09.2013 Rate 476,12 476,12 --- --- 63.824,62 01.09.2013 Zins 294,71 --- 294,71 --- 64.119,33 01.10.2013 Rate 476,12 476,12 --- --- 63.643,21 01.10.2013 Zins 293,88 --- 293,88 --- 63.937,09 01.11.2013 Rate 476,12 476,12 --- --- 63.460,97 01.11.2013 Zins 293,04 --- 293,04 --- 63.754,01 01.12.2013 Rate 476,12 476,12 --- --- 63.277,89 01.12.2013 Zins 292,21 --- 292,21 --- 63.570,10 01.01.2014 Rate 476,12 476,12 --- --- 63.093,98 01.01.2014 Zins 291,36 --- 291,36 --- 63.385,34 01.02.2014 Rate 476,12 476,12 --- --- 62.909,22 01.02.2014 Zins 290,52 --- 290,52 --- 63.199,74 01.03.2014 Rate 476,12 476,12 --- --- 62.723,62 01.03.2014 Zins 289,67 --- 289,67 --- 63.013,29 01.04.2014 Rate 476,12 476,12 --- --- 62.537,17 01.04.2014 Zins 288,81 --- 288,81 --- 62.825,98 01.05.2014 Rate 476,12 476,12 --- --- 62.349,86 01.05.2014 Zins 287,95 --- 287,95 --- 62.637,81 01.06.2014 Rate 476,12 476,12 --- --- 62.161,69 01.06.2014 Zins 287,09 --- 287,09 --- 62.448,78 01.07.2014 Rate 476,12 476,12 --- --- 61.972,66 01.07.2014 Zins 286,22 --- 286,22 --- 62.258,88 01.08.2014 Rate 476,12 476,12 --- --- 61.782,76 01.08.2014 Zins 285,35 --- 285,35 --- 62.068,11 01.09.2014 Rate 476,12 476,12 --- --- 61.591,99 01.09.2014 Zins 284,48 --- 284,48 --- 61.876,47 01.10.2014 Rate 476,12 476,12 --- --- 61.400,35 01.10.2014 Zins 283,60 --- 283,60 --- 61.683,95 01.11.2014 Rate 476,12 476,12 --- --- 61.207,83 01.11.2014 Zins 282,72 --- 282,72 --- 61.490,55 01.12.2014 Rate 476,12 476,12 --- --- 61.014,43 01.12.2014 Zins 281,83 --- 281,83 --- 61.296,26 01.01.2015 Rate 476,12 476,12 --- --- 60.820,14 01.01.2015 Zins 280,94 --- 280,94 --- 61.101,08 01.02.2015 Rate 476,12 476,12 --- --- 60.624,96 01.02.2015 Zins 280,05 --- 280,05 --- 60.905,01 01.03.2015 Rate 476,12 476,12 --- --- 60.428,89 01.03.2015 Zins 279,15 --- 279,15 --- 60.708,04 01.04.2015 Rate 476,12 476,12 --- --- 60.231,92 01.04.2015 Zins 278,25 --- 278,25 --- 60.510,17 01.05.2015 Rate 476,12 476,12 --- --- 60.034,05 01.05.2015 Zins 277,34 --- 277,34 --- 60.311,39 01.06.2015 Rate 476,12 476,12 --- --- 59.835,27 01.06.2015 Zins 276,43 --- 276,43 --- 60.111,70 01.07.2015 Rate 476,12 476,12 --- --- 59.635,58 01.07.2015 Zins 275,51 --- 275,51 --- 59.911,09 01.08.2015 Rate 476,12 476,12 --- --- 59.434,97 01.08.2015 Zins 274,59 --- 274,59 --- 59.709,56 01.09.2015 Rate 476,12 476,12 --- --- 59.233,44 01.09.2015 Zins 273,67 --- 273,67 --- 59.507,11 01.10.2015 Rate 476,12 476,12 --- --- 59.030,99 01.10.2015 Zins 272,74 --- 272,74 --- 59.303,73 01.11.2015 Rate 476,12 476,12 --- --- 58.827,61 01.11.2015 Zins 271,81 --- 271,81 --- 59.099,42 01.12.2015 Rate 476,12 476,12 --- --- 58.623,30 01.12.2015 Zins 270,87 --- 270,87 --- 58.894,17 01.01.2016 Rate 476,12 476,12 --- --- 58.418,05 01.01.2016 Zins 269,93 --- 269,93 --- 58.687,98 01.02.2016 Rate 476,12 476,12 --- --- 58.211,86 01.02.2016 Zins 268,99 --- 268,99 --- 58.480,85 01.03.2016 Rate 476,12 476,12 --- --- 58.004,73 01.03.2016 Zins 268,04 --- 268,04 --- 58.272,77 01.04.2016 Rate 476,12 476,12 --- --- 57.796,65 01.04.2016 Zins 267,08 --- 267,08 --- 58.063,73 01.05.2016 Rate 476,12 476,12 --- --- 57.587,61 01.05.2016 Zins 266,13 --- 266,13 --- 57.853,74 01.06.2016 Rate 476,12 476,12 --- --- 57.377,62 01.06.2016 Zins 265,16 --- 265,16 --- 57.642,78 01.07.2016 Rate 476,12 476,12 --- --- 57.166,66 01.07.2016 Zins 264,20 --- 264,20 --- 57.430,86 01.08.2016 Rate 476,12 476,12 --- --- 56.954,74 01.08.2016 Zins 263,22 --- 263,22 --- 57.217,96 01.09.2016 Rate 476,12 476,12 --- --- 56.741,84 01.09.2016 Zins 262,25 --- 262,25 --- 57.004,09 01.10.2016 Rate 476,12 476,12 --- --- 56.527,97 01.10.2016 Zins 261,27 --- 261,27 --- 56.789,24 01.11.2016 Rate 476,12 476,12 --- --- 56.313,12 01.11.2016 Zins 260,28 --- 260,28 --- 56.573,40 01.12.2016 Rate 476,12 476,12 --- --- 56.097,28 01.12.2016 Zins 259,29 --- 259,29 --- 56.356,57 01.01.2017 Rate 476,12 476,12 --- --- 55.880,45 01.01.2017 Zins 258,30 --- 258,30 --- 56.138,75 01.02.2017 Rate 476,12 476,12 --- --- 55.662,63 01.02.2017 Zins 257,30 --- 257,30 --- 55.919,93 01.03.2017 Rate 476,12 476,12 --- --- 55.443,81 01.03.2017 Zins 256,30 --- 256,30 --- 55.700,11 01.04.2017 Rate 476,12 476,12 --- --- 55.223,99 01.04.2017 Zins 255,29 --- 255,29 --- 55.479,28 01.05.2017 Rate 476,12 476,12 --- --- 55.003,16 01.05.2017 Zins 254,28 --- 254,28 --- 55.257,44 01.06.2017 Rate 476,12 476,12 --- --- 54.781,32 01.06.2017 Zins 253,26 --- 253,26 --- 55.034,58 01.07.2017 Rate 476,12 476,12 --- --- 54.558,46 01.07.2017 Zins 252,24 --- 252,24 --- 54.810,70 01.08.2017 Rate 476,12 476,12 --- --- 54.334,58 01.08.2017 Zins 251,22 --- 251,22 --- 54.585,80 01.09.2017 Rate 476,12 476,12 --- --- 54.109,68 01.09.2017 Zins 250,18 --- 250,18 --- 54.359,86 01.10.2017 Rate 476,12 476,12 --- --- 53.883,74 01.10.2017 Zins 249,15 --- 249,15 --- 54.132,89 01.11.2017 Rate 476,12 476,12 --- --- 53.656,77 01.11.2017 Zins 248,11 --- 248,11 --- 53.904,88 01.12.2017 Rate 476,12 476,12 --- --- 53.428,76 01.12.2017 Zins 247,06 --- 247,06 --- 53.675,82 01.01.2018 Rate 476,12 476,12 --- --- 53.199,70 01.01.2018 Zins 246,01 --- 246,01 --- 53.445,71 01.02.2018 Rate 476,12 476,12 --- --- 52.969,59 01.02.2018 Zins 244,96 --- 244,96 --- 53.214,55 01.03.2018 Rate 476,12 476,12 --- --- 52.738,43 01.03.2018 Zins 243,90 --- 243,90 --- 52.982,33 01.04.2018 Rate 476,12 476,12 --- --- 52.506,21 01.04.2018 Zins 242,84 --- 242,84 --- 52.749,05 01.05.2018 Rate 476,12 476,12 --- --- 52.272,93 01.05.2018 Zins 241,77 --- 241,77 --- 52.514,70 01.06.2018 Rate 476,12 476,12 --- --- 52.038,58 01.06.2018 Zins 240,69 --- 240,69 --- 52.279,27 01.07.2018 Rate 476,12 476,12 --- --- 51.803,15 01.07.2018 Zins 239,61 --- 239,61 --- 52.042,76 01.08.2018 Rate 476,12 476,12 --- --- 51.566,64 01.08.2018 Zins 238,53 --- 238,53 --- 51.805,17 01.09.2018 Rate 476,12 476,12 --- --- 51.329,05 01.09.2018 Zins 237,44 --- 237,44 --- 51.566,49 01.10.2018 Rate 476,12 476,12 --- --- 51.090,37 01.10.2018 Zins 236,35 --- 236,35 --- 51.326,72 01.11.2018 Rate 476,12 476,12 --- --- 50.850,60 01.11.2018 Zins 235,25 --- 235,25 --- 51.085,85 01.12.2018 Rate 476,12 476,12 --- --- 50.609,73 01.12.2018 Zins 234,14 --- 234,14 --- 50.843,87 01.01.2019 Rate 476,12 476,12 --- --- 50.367,75 01.01.2019 Zins 233,03 --- 233,03 --- 50.600,78 01.02.2019 Rate 476,12 476,12 --- --- 50.124,66 01.02.2019 Zins 231,92 --- 231,92 --- 50.356,58 01.03.2019 Rate 476,12 476,12 --- --- 49.880,46 01.03.2019 Zins 230,80 --- 230,80 --- 50.111,26 01.04.2019 Rate 476,12 476,12 --- --- 49.635,14 01.04.2019 Zins 229,68 --- 229,68 --- 49.864,82 01.05.2019 Rate 476,12 476,12 --- --- 49.388,70 01.05.2019 Zins 228,55 --- 228,55 --- 49.617,25 01.06.2019 Rate 476,12 476,12 --- --- 49.141,13 01.06.2019 Zins 227,41 --- 227,41 --- 49.368,54 01.07.2019 Rate 476,12 476,12 --- --- 48.892,42 01.07.2019 Zins 226,27 --- 226,27 --- 49.118,69 01.08.2019 Rate 476,12 476,12 --- --- 48.642,57 01.08.2019 Zins 225,13 --- 225,13 --- 48.867,70 01.09.2019 Rate 476,12 476,12 --- --- 48.391,58 01.09.2019 Zins 223,98 --- 223,98 --- 48.615,56 01.10.2019 Rate 476,12 476,12 --- --- 48.139,44 01.10.2019 Zins 222,82 --- 222,82 --- 48.362,26 01.11.2019 Rate 476,12 476,12 --- --- 47.886,14 01.11.2019 Zins 221,66 --- 221,66 --- 48.107,80 01.12.2019 Rate 476,12 476,12 --- --- 47.631,68 01.12.2019 Zins 220,49 --- 220,49 --- 47.852,17 01.01.2020 Rate 476,12 476,12 --- --- 47.376,05 01.01.2020 Zins 219,32 --- 219,32 --- 47.595,37 01.02.2020 Rate 476,12 476,12 --- --- 47.119,25 01.02.2020 Zins 218,15 --- 218,15 --- 47.337,40 01.03.2020 Rate 476,12 476,12 --- --- 46.861,28 01.03.2020 Zins 216,96 --- 216,96 --- 47.078,24 01.04.2020 Rate 476,12 476,12 --- --- 46.602,12 01.04.2020 Zins 215,78 --- 215,78 --- 46.817,90 01.05.2020 Rate 476,12 476,12 --- --- 46.341,78 01.05.2020 Zins 214,58 --- 214,58 --- 46.556,36 01.06.2020 Rate 476,12 476,12 --- --- 46.080,24 01.06.2020 Zins 213,38 --- 213,38 --- 46.293,62 01.07.2020 Rate 476,12 476,12 --- --- 45.817,50 01.07.2020 Zins 212,18 --- 212,18 --- 46.029,68 01.08.2020 Rate 476,12 476,12 --- --- 45.553,56 01.08.2020 Zins 210,97 --- 210,97 --- 45.764,53 01.09.2020 Rate 476,12 476,12 --- --- 45.288,41 01.09.2020 Zins 209,75 --- 209,75 --- 45.498,16 01.10.2020 Rate 476,12 476,12 --- --- 45.022,04 01.10.2020 Zins 208,53 --- 208,53 --- 45.230,57 01.11.2020 Rate 476,12 476,12 --- --- 44.754,45 01.11.2020 Zins 207,31 --- 207,31 --- 44.961,76 01.12.2020 Rate 476,12 476,12 --- --- 44.485,64 01.12.2020 Zins 206,07 --- 206,07 --- 44.691,71 01.01.2021 Rate 476,12 476,12 --- --- 44.215,59 01.01.2021 Zins 204,84 --- 204,84 --- 44.420,43 01.02.2021 Rate 476,12 476,12 --- --- 43.944,31 01.02.2021 Zins 203,59 --- 203,59 --- 44.147,90 01.03.2021 Rate 476,12 476,12 --- --- 43.671,78 01.03.2021 Zins 202,34 --- 202,34 --- 43.874,12 01.04.2021 Rate 476,12 476,12 --- --- 43.398,00 01.04.2021 Zins 201,09 --- 201,09 --- 43.599,09 01.05.2021 Rate 476,12 476,12 --- --- 43.122,97 01.05.2021 Zins 199,83 --- 199,83 --- 43.322,80 01.06.2021 Rate 476,12 476,12 --- --- 42.846,68 01.06.2021 Zins 198,56 --- 198,56 --- 43.045,24 01.07.2021 Rate 476,12 476,12 --- --- 42.569,12 01.07.2021 Zins 197,29 --- 197,29 --- 42.766,41 01.08.2021 Rate 476,12 476,12 --- --- 42.290,29 01.08.2021 Zins 196,01 --- 196,01 --- 42.486,30 01.09.2021 Rate 476,12 476,12 --- --- 42.010,18 01.09.2021 Zins 194,73 --- 194,73 --- 42.204,91 01.10.2021 Rate 476,12 476,12 --- --- 41.728,79 01.10.2021 Zins 193,44 --- 193,44 --- 41.922,23 01.11.2021 Rate 476,12 476,12 --- --- 41.446,11 01.11.2021 Zins 192,14 --- 192,14 --- 41.638,25 01.12.2021 Rate 476,12 476,12 --- --- 41.162,13 01.12.2021 Zins 190,84 --- 190,84 --- 41.352,97 01.01.2022 Rate 476,12 476,12 --- --- 40.876,85 01.01.2022 Zins 189,53 --- 189,53 --- 41.066,38 01.02.2022 Rate 476,12 476,12 --- --- 40.590,26 01.02.2022 Zins 188,22 --- 188,22 --- 40.778,48 01.03.2022 Rate 476,12 476,12 --- --- 40.302,36 01.03.2022 Zins 186,90 --- 186,90 --- 40.489,26 01.04.2022 Rate 476,12 476,12 --- --- 40.013,14 01.04.2022 Zins 185,58 --- 185,58 --- 40.198,72 01.05.2022 Rate 476,12 476,12 --- --- 39.722,60 01.05.2022 Zins 184,24 --- 184,24 --- 39.906,84 01.06.2022 Rate 476,12 476,12 --- --- 39.430,72 01.06.2022 Zins 182,91 --- 182,91 --- 39.613,63 01.07.2022 Rate 476,12 476,12 --- --- 39.137,51 01.07.2022 Zins 181,56 --- 181,56 --- 39.319,07 01.08.2022 Rate 476,12 476,12 --- --- 38.842,95 01.08.2022 Zins 180,21 --- 180,21 --- 39.023,16 01.09.2022 Rate 476,12 476,12 --- --- 38.547,04 01.09.2022 Zins 178,86 --- 178,86 --- 38.725,90 01.10.2022 Rate 476,12 476,12 --- --- 38.249,78 01.10.2022 Zins 177,49 --- 177,49 --- 38.427,27 01.11.2022 Rate 476,12 476,12 --- --- 37.951,15 01.11.2022 Zins 176,12 --- 176,12 --- 38.127,27 01.12.2022 Rate 476,12 476,12 --- --- 37.651,15 01.12.2022 Zins 174,75 --- 174,75 --- 37.825,90 01.01.2023 Rate 476,12 476,12 --- --- 37.349,78 01.01.2023 Zins 173,37 --- 173,37 --- 37.523,15 01.02.2023 Rate 476,12 476,12 --- --- 37.047,03 01.02.2023 Zins 171,98 --- 171,98 --- 37.219,01 01.03.2023 Rate 476,12 476,12 --- --- 36.742,89 01.03.2023 Zins 170,59 --- 170,59 --- 36.913,48 01.04.2023 Rate 476,12 476,12 --- --- 36.437,36 01.04.2023 Zins 169,19 --- 169,19 --- 36.606,55 01.05.2023 Rate 476,12 476,12 --- --- 36.130,43 01.05.2023 Zins 167,78 --- 167,78 --- 36.298,21 01.06.2023 Rate 476,12 476,12 --- --- 35.822,09 01.06.2023 Zins 166,37 --- 166,37 --- 35.988,46 01.07.2023 Rate 476,12 476,12 --- --- 35.512,34 01.07.2023 Zins 164,95 --- 164,95 --- 35.677,29 01.08.2023 Rate 476,12 476,12 --- --- 35.201,17 01.08.2023 Zins 163,52 --- 163,52 --- 35.364,69 01.09.2023 Rate 476,12 476,12 --- --- 34.888,57 01.09.2023 Zins 162,09 --- 162,09 --- 35.050,66 01.10.2023 Rate 476,12 476,12 --- --- 34.574,54 01.10.2023 Zins 160,65 --- 160,65 --- 34.735,19 01.11.2023 Rate 476,12 476,12 --- --- 34.259,07 01.11.2023 Zins 159,20 --- 159,20 --- 34.418,27 01.12.2023 Rate 476,12 476,12 --- --- 33.942,15 01.12.2023 Zins 157,75 --- 157,75 --- 34.099,90 01.01.2024 Rate 476,12 476,12 --- --- 33.623,78 01.01.2024 Zins 156,29 --- 156,29 --- 33.780,07 01.02.2024 Rate 476,12 476,12 --- --- 33.303,95 01.02.2024 Zins 154,83 --- 154,83 --- 33.458,78 01.03.2024 Rate 476,12 476,12 --- --- 32.982,66 01.03.2024 Zins 153,35 --- 153,35 --- 33.136,01 01.04.2024 Rate 476,12 476,12 --- --- 32.659,89 01.04.2024 Zins 151,87 --- 151,87 --- 32.811,76 01.05.2024 Rate 476,12 476,12 --- --- 32.335,64 01.05.2024 Zins 150,39 --- 150,39 --- 32.486,03 01.06.2024 Rate 476,12 476,12 --- --- 32.009,91 01.06.2024 Zins 148,89 --- 148,89 --- 32.158,80 01.07.2024 Rate 476,12 476,12 --- --- 31.682,68 01.07.2024 Zins 147,39 --- 147,39 --- 31.830,07 01.08.2024 Rate 476,12 476,12 --- --- 31.353,95 01.08.2024 Zins 145,89 --- 145,89 --- 31.499,84 01.09.2024 Rate 476,12 476,12 --- --- 31.023,72 01.09.2024 Zins 144,37 --- 144,37 --- 31.168,09 01.10.2024 Rate 476,12 476,12 --- --- 30.691,97 01.10.2024 Zins 142,85 --- 142,85 --- 30.834,82 01.11.2024 Rate 476,12 476,12 --- --- 30.358,70 01.11.2024 Zins 141,33 --- 141,33 --- 30.500,03 01.12.2024 Rate 476,12 476,12 --- --- 30.023,91 01.12.2024 Zins 139,79 --- 139,79 --- 30.163,70 01.01.2025 Rate 476,12 476,12 --- --- 29.687,58 01.01.2025 Zins 138,25 --- 138,25 --- 29.825,83 01.02.2025 Rate 476,12 476,12 --- --- 29.349,71 01.02.2025 Zins 136,70 --- 136,70 --- 29.486,41 01.03.2025 Rate 476,12 476,12 --- --- 29.010,29 01.03.2025 Zins 135,15 --- 135,15 --- 29.145,44 01.04.2025 Rate 476,12 476,12 --- --- 28.669,32 01.04.2025 Zins 133,58 --- 133,58 --- 28.802,90 01.05.2025 Rate 476,12 476,12 --- --- 28.326,78 01.05.2025 Zins 132,01 --- 132,01 --- 28.458,79 01.06.2025 Rate 476,12 476,12 --- --- 27.982,67 01.06.2025 Zins 130,44 --- 130,44 --- 28.113,11 01.07.2025 Rate 476,12 476,12 --- --- 27.636,99 01.07.2025 Zins 128,85 --- 128,85 --- 27.765,84 01.08.2025 Rate 476,12 476,12 --- --- 27.289,72 01.08.2025 Zins 127,26 --- 127,26 --- 27.416,98 01.09.2025 Rate 476,12 476,12 --- --- 26.940,86 01.09.2025 Zins 125,66 --- 125,66 --- 27.066,52 01.10.2025 Rate 476,12 476,12 --- --- 26.590,40 01.10.2025 Zins 124,05 --- 124,05 --- 26.714,45 01.11.2025 Rate 476,12 476,12 --- --- 26.238,33 01.11.2025 Zins 122,44 --- 122,44 --- 26.360,77 01.12.2025 Rate 476,12 476,12 --- --- 25.884,65 01.12.2025 Zins 120,82 --- 120,82 --- 26.005,47 01.01.2026 Rate 476,12 476,12 --- --- 25.529,35 01.01.2026 Zins 119,19 --- 119,19 --- 25.648,54 01.02.2026 Rate 476,12 476,12 --- --- 25.172,42 01.02.2026 Zins 117,56 --- 117,56 --- 25.289,98 01.03.2026 Rate 476,12 476,12 --- --- 24.813,86 01.03.2026 Zins 115,91 --- 115,91 --- 24.929,77 01.04.2026 Rate 476,12 476,12 --- --- 24.453,65 01.04.2026 Zins 114,26 --- 114,26 --- 24.567,91 01.05.2026 Rate 476,12 476,12 --- --- 24.091,79 01.05.2026 Zins 112,60 --- 112,60 --- 24.204,39 01.06.2026 Rate 476,12 476,12 --- --- 23.728,27 01.06.2026 Zins 110,94 --- 110,94 --- 23.839,21 01.07.2026 Rate 476,12 476,12 --- --- 23.363,09 01.07.2026 Zins 109,26 --- 109,26 --- 23.472,35 01.08.2026 Rate 476,12 476,12 --- --- 22.996,23 01.08.2026 Zins 107,58 --- 107,58 --- 23.103,81 01.09.2026 Rate 476,12 476,12 --- --- 22.627,69 01.09.2026 Zins 105,89 --- 105,89 --- 22.733,58 01.10.2026 Rate 476,12 476,12 --- --- 22.257,46 01.10.2026 Zins 104,20 --- 104,20 --- 22.361,66 01.11.2026 Rate 476,12 476,12 --- --- 21.885,54 01.11.2026 Zins 102,49 --- 102,49 --- 21.988,03 01.12.2026 Rate 476,12 476,12 --- --- 21.511,91 01.12.2026 Zins 100,78 --- 100,78 --- 21.612,69 01.01.2027 Rate 476,12 476,12 --- --- 21.136,57 01.01.2027 Zins 99,06 --- 99,06 --- 21.235,63 01.02.2027 Rate 476,12 476,12 --- --- 20.759,51 01.02.2027 Zins 97,33 --- 97,33 --- 20.856,84 01.03.2027 Rate 476,12 476,12 --- --- 20.380,72 01.03.2027 Zins 95,59 --- 95,59 --- 20.476,31 01.04.2027 Rate 476,12 476,12 --- --- 20.000,19 01.04.2027 Zins 93,85 --- 93,85 --- 20.094,04 01.05.2027 Rate 476,12 476,12 --- --- 19.617,92 01.05.2027 Zins 92,10 --- 92,10 --- 19.710,02 01.06.2027 Rate 476,12 476,12 --- --- 19.233,90 01.06.2027 Zins 90,34 --- 90,34 --- 19.324,24 01.07.2027 Rate 476,12 476,12 --- --- 18.848,12 01.07.2027 Zins 88,57 --- 88,57 --- 18.936,69 01.08.2027 Rate 476,12 476,12 --- --- 18.460,57 01.08.2027 Zins 86,79 --- 86,79 --- 18.547,36 01.09.2027 Rate 476,12 476,12 --- --- 18.071,24 01.09.2027 Zins 85,01 --- 85,01 --- 18.156,25 01.10.2027 Rate 476,12 476,12 --- --- 17.680,13 01.10.2027 Zins 83,22 --- 83,22 --- 17.763,35 01.11.2027 Rate 476,12 476,12 --- --- 17.287,23 01.11.2027 Zins 81,42 --- 81,42 --- 17.368,65 01.12.2027 Rate 476,12 476,12 --- --- 16.892,53 01.12.2027 Zins 79,61 --- 79,61 --- 16.972,14 01.01.2028 Rate 476,12 476,12 --- --- 16.496,02 01.01.2028 Zins 77,79 --- 77,79 --- 16.573,81 01.02.2028 Rate 476,12 476,12 --- --- 16.097,69 01.02.2028 Zins 75,96 --- 75,96 --- 16.173,65 01.03.2028 Rate 476,12 476,12 --- --- 15.697,53 01.03.2028 Zins 74,13 --- 74,13 --- 15.771,66 01.04.2028 Rate 476,12 476,12 --- --- 15.295,54 01.04.2028 Zins 72,29 --- 72,29 --- 15.367,83 01.05.2028 Rate 476,12 476,12 --- --- 14.891,71 01.05.2028 Zins 70,44 --- 70,44 --- 14.962,15 01.06.2028 Rate 476,12 476,12 --- --- 14.486,03 01.06.2028 Zins 68,58 --- 68,58 --- 14.554,61 01.07.2028 Rate 476,12 476,12 --- --- 14.078,49 01.07.2028 Zins 66,71 --- 66,71 --- 14.145,20 01.08.2028 Rate 476,12 476,12 --- --- 13.669,08 01.08.2028 Zins 64,83 --- 64,83 --- 13.733,91 01.09.2028 Rate 476,12 476,12 --- --- 13.257,79 01.09.2028 Zins 62,95 --- 62,95 --- 13.320,74 01.10.2028 Rate 476,12 476,12 --- --- 12.844,62 01.10.2028 Zins 61,05 --- 61,05 --- 12.905,67 01.11.2028 Rate 476,12 476,12 --- --- 12.429,55 01.11.2028 Zins 59,15 --- 59,15 --- 12.488,70 01.12.2028 Rate 476,12 476,12 --- --- 12.012,58 01.12.2028 Zins 57,24 --- 57,24 --- 12.069,82 01.01.2029 Rate 476,12 476,12 --- --- 11.593,70 01.01.2029 Zins 55,32 --- 55,32 --- 11.649,02 01.02.2029 Rate 476,12 476,12 --- --- 11.172,90 01.02.2029 Zins 53,39 --- 53,39 --- 11.226,29 01.03.2029 Rate 476,12 476,12 --- --- 10.750,17 01.03.2029 Zins 51,45 --- 51,45 --- 10.801,62 01.04.2029 Rate 476,12 476,12 --- --- 10.325,50 01.04.2029 Zins 49,51 --- 49,51 --- 10.375,01 01.05.2029 Rate 476,12 476,12 --- --- 9.898,89 01.05.2029 Zins 47,55 --- 47,55 --- 9.946,44 01.06.2029 Rate 476,12 476,12 --- --- 9.470,32 01.06.2029 Zins 45,59 --- 45,59 --- 9.515,91 01.07.2029 Rate 476,12 476,12 --- --- 9.039,79 01.07.2029 Zins 43,61 --- 43,61 --- 9.083,40 01.08.2029 Rate 476,12 476,12 --- --- 8.607,28 01.08.2029 Zins 41,63 --- 41,63 --- 8.648,91 01.09.2029 Rate 476,12 476,12 --- --- 8.172,79 01.09.2029 Zins 39,64 --- 39,64 --- 8.212,43 01.10.2029 Rate 476,12 476,12 --- --- 7.736,31 01.10.2029 Zins 37,64 --- 37,64 --- 7.773,95 01.11.2029 Rate 476,12 476,12 --- --- 7.297,83 01.11.2029 Zins 35,63 --- 35,63 --- 7.333,46 01.12.2029 Rate 476,12 476,12 --- --- 6.857,34 01.12.2029 Zins 33,61 --- 33,61 --- 6.890,95 01.01.2030 Rate 476,12 476,12 --- --- 6.414,83 01.01.2030 Zins 31,58 --- 31,58 --- 6.446,41 01.02.2030 Rate 476,12 476,12 --- --- 5.970,29 01.02.2030 Zins 29,55 --- 29,55 --- 5.999,84 01.03.2030 Rate 476,12 476,12 --- --- 5.523,72 01.03.2030 Zins 27,50 --- 27,50 --- 5.551,22 01.04.2030 Rate 476,12 476,12 --- --- 5.075,10 01.04.2030 Zins 25,44 --- 25,44 --- 5.100,54 01.05.2030 Rate 476,12 476,12 --- --- 4.624,42 01.05.2030 Zins 23,38 --- 23,38 --- 4.647,80 01.06.2030 Rate 476,12 476,12 --- --- 4.171,68 01.06.2030 Zins 21,30 --- 21,30 --- 4.192,98 01.07.2030 Rate 476,12 476,12 --- --- 3.716,86 01.07.2030 Zins 19,22 --- 19,22 --- 3.736,08 01.08.2030 Rate 476,12 476,12 --- --- 3.259,96 01.08.2030 Zins 17,12 --- 17,12 --- 3.277,08 01.09.2030 Rate 476,12 476,12 --- --- 2.800,96 01.09.2030 Zins 15,02 --- 15,02 --- 2.815,98 01.10.2030 Rate 476,12 476,12 --- --- 2.339,86 01.10.2030 Zins 12,91 --- 12,91 --- 2.352,77 ------------------------------------------------ ------------------------------------------------ ------------------------------------------------ ------------------------------------------------ ------------------------------------------------ ------------------------------------------------ ------------------------------------------------ Summe 114.268,80 46.621,57 0,00

u švicarcima nebi uzeo ni beskamatni kredit!

e da...koliko ste naknadu na naknadu za naknadu na naknadu povisili?? kad se zbroje sve vaše naaaaknaaade kamate je cca 12 posto... al dobro je dok imate svoje lobije i naše političare pa možete šta hoćete.... srećom su to dugoročni krediti koji će se vrlo vjerojatno ubrzo rješavat po kratkom postupku! uskoro kad kuna devalvira i kad ljudi cijelu svoju plaću budu morali davat za vaš kredit nebu vam se dremalo siguran sam..... al mudri ste vi....svojim vezama utjerat ćete nas u eu kao što ste učinili mađarima pa nesmiju prdnut danas! oni su ipak eu! strašna stvar! tako ćemo i mi onda bit zito... joooj muka mi je od vas.... a još više od onih koji su vas blagoslovili da to radite....

\"08.09.2010. u 12:59h beppi258 je napisao/la: Žalosno je što ljudi ne shvaćaju da se krediti dižu za pokretanje ili unaprijeđivanje biznisa, a ne za ispunjavanje mladenačkih snova... Automobil koji vozite ne mora biti novi i luksuzni, stan u kojem živite možete iznajmiti, a ne kupovati uz pomoć kredita...\" dragi beppi, nadam se da cete i ti i tvoja djeca i unuci zivjeti u mom stanu i placati mi rentu. kamate su previsoke jer nas je drzava izdala i pustila bankama da nas deru. a mi smo preglupi da se organiziramo i kolektivno prestanemo placati.